PERSONAL LOAN

Personal Loan in Singapore, Fast Cash Loans Simple Cash88 - Personal Loan in Singapore Whatever your level of income, making a financial plan and sticking

BUSINESS LOAN

Looking to achieve your Business Goals  in Singapore? Our Business Loans can help. At Simple Cash88 understand that every business is unique. We know that

FOREIGNER LOAN

Are you a foreigner living and working in Singapore? As an expat living and working in Singapore, you may encounter some financial problems. When these

PERSONAL LOAN

Personal Loan in Singapore, Fast Cash Loans Simple Cash88 – Personal Loan in Singapore Whatever your level of income, making a financial plan and sticking by it is always a headache. Luckily, Singapore has made significant strides in the financial industry and you can enjoy low interest rate personal loan […]

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BUSINESS LOAN

Looking to achieve your Business Goals  in Singapore? Our Business Loans can help. At Simple Cash88 understand that every business is unique. We know that you will have unique needs and requirements for your business loan. We therefore offer our clients a wide variety of options for business loans. We […]

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FOREIGNER LOAN

Are you a foreigner living and working in Singapore? As an expat living and working in Singapore, you may encounter some financial problems. When these occur, it can be difficult to get money as you may not know anyone from whom you can borrow money. That’s where we come in. […]

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SIMPLE CASH88 (Licence No. 91/2018) is a reputable and legally licensed moneylender operating in Singapore. The financing solutions that we provide are tailored to meet the needs of our clients. We offer fast and convenient cash solutions to people who meet our requirements.

It is common to encounter financial difficulties, and in such times many people do not have a source from which they can access quick cash. Some of them are encumbered by a variety of issues including poor credit history, strict borrowing rules and loan approval times that are too long. At Horison, we remain sensitive to our clients’ needs where accessing emergency cash is concerned.

As a Licensed Money Lender in Singapore, the Ministry of Law in Singapore regulates our operations. We also ensure that we abide by the Moneylenders Act and Rules where our interest rates and repayment plans are concerned.

You can be sure that we will offer you a transparent service that is convenient and fair. We also offer excellent customer service with a team that is more than willing to answer all your questions.


SOME FREQUENTLY ASKED QUESTIONS

What can I use personal loan for?

A personal loan is an unsecured instalment loan that you can use for pretty much whatever you want. You can use it to finance a medical emergency, a family holiday or even that new laptop you’ve been eyeing. There are more specialized loan products available if you need to finance your renovation or education.

How much can you borrow with a personal loan?

According to the Money Lenders Act

For Singaporeans,  those with an annual income of less than $20,000 may borrow up to $3,000 from all moneylenders combined.

Those who earn more than $20,000 a year may borrow up to six times their monthly income from all moneylenders combined.

Moneylenders will also have to get a borrower’s credit report from the Moneylenders Credit Bureau before giving out a loan, and are required to update the bureau on repayments.

For Foreigners, a lower aggregate loan cap of $1,500 will be imposed on those who earn less than $10,000 annually.

Foreigners who earn between $10,000 and $20,000 a year can borrow up to $3,000, and those who earn at least $20,000 can borrow six times their monthly income.

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